Terms of Service

Legal terms and conditions for using Uphold services

Last updated: November 27, 2024

Fair Use

Use our services responsibly and in compliance with applicable laws

User Rights

Clear rights and responsibilities for all users of our platform

Risk Disclosure

Important information about digital currency trading risks

1. Acceptance of Terms

By accessing or using Uphold's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

These terms may be updated from time to time. We will notify you of any material changes, and your continued use of our services constitutes acceptance of the updated terms.

2. Account Registration

To use our services, you must:

  • Be at least 18 years of age
  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Comply with all applicable laws and regulations
  • Not use our services for illegal activities

You are responsible for all activities that occur under your account. Notify us immediately of any unauthorized access or security breach.

3. Service Description

Uphold provides digital currency trading and financial services, including:

  • Digital currency buy, sell, and exchange services
  • Portfolio management tools
  • Market data and analytics
  • Educational resources and support

Important: Our services are subject to market availability and regulatory compliance. We reserve the right to modify or discontinue services with reasonable notice.

4. Trading and Fees

All transactions are subject to our fee schedule, which may include:

  • Trading fees based on transaction volume
  • Network fees for blockchain transactions
  • Currency conversion charges
  • Premium service fees

Fees are clearly disclosed before transaction confirmation. All transactions are final and cannot be reversed except as required by law.

5. Risk Disclosure

Important Risk Warning

Digital currency trading involves substantial risk of loss. Prices can be extremely volatile, and you could lose your entire investment.

Additional risks include:

  • Market volatility and price fluctuations
  • Regulatory changes affecting digital currencies
  • Technology risks and platform downtime
  • Security risks including theft or loss of access
  • Liquidity risks in certain markets

Only invest what you can afford to lose. Past performance does not guarantee future results.

6. Prohibited Activities

You agree not to use our services for:

  • Any illegal or fraudulent activities
  • Money laundering or terrorist financing
  • Market manipulation or insider trading
  • Violating intellectual property rights
  • Circumventing our security measures
  • Creating multiple accounts to evade limits

Violation of these terms may result in account suspension or termination.

7. Limitation of Liability

To the maximum extent permitted by law, Uphold shall not be liable for:

  • Any indirect, incidental, or consequential damages
  • Loss of profits, data, or business opportunities
  • Market volatility or investment losses
  • Third-party actions or services
  • Force majeure events beyond our control

Our total liability shall not exceed the fees paid by you in the 12 months preceding the claim.

8. Termination

Either party may terminate this agreement at any time. Upon termination:

  • Your access to services will be suspended
  • Outstanding obligations remain in effect
  • You may withdraw your funds subject to applicable fees
  • We may retain records as required by law

9. Governing Law

These terms are governed by the laws of the jurisdiction where Uphold is incorporated. Any disputes shall be resolved through binding arbitration or in the courts of competent jurisdiction.

10. Contact Information

For questions about these terms, contact us:

These Terms of Service constitute the entire agreement between you and Uphold. If any provision is found to be unenforceable, the remaining provisions shall remain in full force and effect.